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A Sources and Uses budget (S&U) is one of the most important business planning tools that a startup co-op will use. The primary purpose of the S&U is to ensure that co-op organizers know how much money will be needed to open their storefront and where that money will come from. As long as your combined capital from all sources equals (or exceeds!) the expenses you will incur to open the store and provide necessary operating capital, you should be able to get a food co-op open. This guide will walk you through all the pieces that make up the budget and explain their importance.
Our comprehensive guide for groups starting a retail food co-op, with steps, case studies, templates, and more for every stage from organizing to implementation. NOTE: This FREE DOWNLOAD will automatically load to your default download site when you click on it.
This is our comprehensive guide for communities who want to start their own retail food co-op. We walk you through all the stages from creating a vision to opening the doors.
PURCHASE A COPY.
The U.S. Small Business Administration (SBA) has opened its’ doors to working with startup cooperative businesses. This is exciting news as it makes several of the SBA resources available to co-ops now. There remains an obstacle for cooperatives in meeting the requirement of a loan guarantor. Discussions on that front continue between the SBA and cooperative leaders. Learn more here.
Must read – incorporation, articles and by-laws, membership, equity, liability, patronage, more.
The Sources & Uses budget is an essential tool for planning the capital needed to start your co-op. How much will it cost? What expenses do you need to plan for? Where will the money come from? This template is designed to allow you to develop your budget using established benchmarks and averages. Click to Download Template: Template updated February 2020.
Review this webinar for a great intro to the startup process, and learn what you should start doing right now—and what you shouldn’t. Find the path that works.
It’s the question ALL startups ask. It is a tough one potential owners puzzle over. We talk about it on the FAQ page. In this short video, FCI’s Jacqueline Hannah has some super answers. A great tool for startups and their targeted supporters.
Tell Your Story Effectively
This PowerPoint presentation is designed for you to customize. Therefore, you can add or modify slides to share your unique vision and highlight the progress you have already made. Use it for community outreach and education, owner recruitment, or volunteer orientations. Text and pictures help introduce your audience to food co-ops and describe the process you will use to organize yours.
Webinar features the GM of Outpost Natural Foods telling the co-op story from its start in the 1970’s to the present. Outpost learned as it grew, and is a major advocate for all food co-ops.
Featuring: incorporation, equity, liability & more. With Thane Joyal & Ben Sandel of CDS Consulting Co-op.
Co-op steering committees should think cooperatively! Great tips from a peer startup.
Defining your key messages & reaching stakeholders are imperative. Explore some great ways to commuinicate.
Excellent video to help startups understand the process of creating a shared vision.
Download this comprehensive guide to using servery to learn about the needs and interest in your community, then check out the survey template you can use for your own survey.
What is a membership/ownership program? How many owners do we need? How do we set our ownership investment level? Learn about the steps needed to start recruiting owners, and how to grow your ownership level. See the Capital Campaign Workbook for owner loan campaigns.
Insights on getting and keeping great volunteers from Bonnie Hudspeth, one of the founders of Monadnock Food Co-op, and member program manager for NFCA.
A webinar highlighting the process for using house parties, tabling, and other outreach events to build ownership. See also the slides for this presentation.
Auto download the Slides for this popular video presentation. To be used with the video webinar highlighting the process for using house parties, tabling, and other outreach events to build ownership.
Marketing and ownership recruitment go hand-in-hand. Use your brand, logo, and materials effectively.
This webinar discusses how to strategize and prioritize your plans to build membership through all three stages of food co-op development.
Ideally, co-ops raise funds for startup costs through member equity. But what about co-ops that have not yet incorporated? This webinar covers fundraising strategies for early in the organizing process.
Webinar that helps boards and teams build structure and accountability.
Download to assist in your 4 in 3 planning. A graphical flowchart for each stage, and an over-sized one for your planning wall.
Dane Meisler of Kapatoes Insurance Services discusses the insurance needs of health food stores and retail food co-ops at all stages—from startup to store opening.
Click to download: Excel Spreadsheet CoCoCOA – Sample Chart of Accounts from CoMetrics
Info you need to evaluate the feasibility of your plans and gather the information you will need to move forward. Does not replace a feasibility study.
If heroes are known by the things they do in pursuit of a noble purpose, then your co-op is definitely a heroic force. Learn frameworks and strategies to super-charge your co-op’s story into a narrative with passion, energy, and a shared sense of purpose within your co-op’s community.
The comprehensive guide to community and member surveys . Pairs with the survey template that you can adapt or use for inspiration.
Click to download this handout companion to the video An Insider’s Look at Project Management.
Learn how your co-op can jump start its development with project management. Hear from a project manager who helped her co-op get a successful start, and about the board’s responsibilities as an employer.
In this webinar we look at tools and technologies available to help co-ops manage data: member-owners, capital campaigns, volunteers, and more.
Comprehensive set of board policies designed specifically for startup co-ops. Includes suggested board agreements and policies for each stage of organizing, along with committee charters.
Budget planning begins early in the startup process, and continues through every stage. Get a good start.
Jump start your food co-op financial learning curve with this video presentation.
A sample business plan from Friendly CIty, a successful co-op that opened in 2011.
Click to download this handout to guide your group through the process.
Leadership of a grassroots startup will evolve as the organization reaches new stages. Strategic leadership can help leaders grow with the co-op.